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Group-level health coverage, now open to you.

A curated program for independent professionals — Cigna PPO major medical, plus dental and vision. Comprehensive coverage, available year-round. Enroll in minutes.

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✓ Cigna PPO major medical✓ Dental & vision✓ $0 generic Rx✓ Enroll any time
The coverage

Curated for professionals like you.

A focused, high-quality lineup — comprehensive Cigna PPO major medical with dental and vision. Starting monthly examples are self-only.

Major Medical

Cigna PPO

  • Comprehensive PPO (PPO 3500 → HSA 8500)
  • $0 generic, brand & limited-specialty Rx
  • Telehealth + healthcare advocate
  • Nationwide Cigna PPO network
From $614/mo self-only
Dental & Vision

Dental Pro / D+V

  • DenteMax network or reimbursement
  • No waiting period
  • Preventive covered at 100%
  • Orthodontia options
From $27/mo self-only
Plans & rates

Full plan details

2026 plan year. In-network illustrations; the official Summary of Benefits & Coverage (SBC/SPD) controls.

Major Medical

Cigna PPO network. In-network illustrations; the official SBC/SPD controls.
FeaturePPO 3500PPO 5000PPO 7500HSA PPO 8500MVP PPO 10K
Annual Deductible$3,500 Ind / $7,000 Fam$5,000 Ind / $10,000 Fam$7,500 Ind / $15,000 Fam$8,500 Ind / $17,000 Fam$10,000 Ind / $20,000 Fam
Annual Out-of-Pocket Max$7,000 Ind / $14,000 Fam$10,000 Ind / $20,000 Fam$10,000 Ind / $20,000 Fam$8,500 Ind / $17,000 Fam$10,000 Ind / $20,000 Fam
Preventive Care ScreeningNo CostNo CostNo CostNo CostNo Cost
Primary Care Visit$25 copay$25 copay$50 copayNo cost after deductible$50 copay
Specialist Visit$50 copay$75 copay$100 copayNo cost after deductible$100 copay
Urgent Care Visit$75 copay$100 copay$100 copayNo cost after deductible$100 copay
Emergency RoomDeductible, then 20% coins.Deductible, then 30% coins.Deductible, then 30% coins.No cost after deductibleNo cost after deductible
Outpatient ServicesDeductible, then 20% coins.Deductible, then 30% coins.Deductible, then 30% coins.No cost after deductibleNo cost after deductible
Inpatient ServicesDeductible, then 20% coins.Deductible, then 30% coins.Deductible, then 30% coins.No cost after deductibleNo cost after deductible
Pharmacy$0 copay (Generic, Brand, Ltd. Specialty)$0 copay (Generic, Brand, Ltd. Specialty)$0 copay (Generic, Brand, Ltd. Specialty)$0 copay (Generic, Brand, Ltd. Specialty)$0 copay (Generic, Brand, Ltd. Specialty)
TelehealthYesYesYesYesYes
CareGuide AdvocateYesYesYesYesYes
Provider NetworkCigna PPOCigna PPOCigna PPOCigna PPOCigna PPO
Monthly premium
Coverage TierPPO 3500PPO 5000PPO 7500HSA PPO 8500MVP PPO 10K
Self Only$665.86$646.05$629.80$630.23$614.44
Self + Spouse$1,272.41$1,228.84$1,193.10$1,194.04$1,159.30
Self + Child(ren)$1,091.01$1,055.36$1,026.10$1,026.87$998.45
Self + Family$1,749.97$1,690.55$1,641.79$1,643.08$1,595.71

Dental Pro

DenteMax network. No waiting period; deductible waived for preventive.
Dental Pro (In-Network)Detail
NetworkDenteMax
Individual / Family Deductible$50 / $150
Preventive / Diagnostic100%
Basic Restorative80% (after deductible)
Major Restorative50% (after deductible)
Orthodontia (dep. under 19)50% (after deductible)
Orthodontia Lifetime Max$1,000
Max Benefit / Calendar Year$1,500
Reimbursement LevelBased on reduced contracted fees
Monthly premium
Coverage TierSelf OnlySelf + SpouseSelf + Child(ren)Self + Family
Monthly premium$38.00$63.20$54.80$80.00

Dental + Vision

Dental and vision benefits are combined; go to any provider. Reimbursement plan.
Procedure CostReimbursement
Up to $150.00100%
$150.01 – $250.0075%
$250.01 – $1,800.0050%
$1,801.01 and up0%
Orthodontia$500 lifetime max of covered charges
Monthly premium
Coverage TierSelf OnlySelf + SpouseSelf + Child(ren)Self + Family
Monthly premium$27.00$37.80$34.20$45.00
Plan documents & tools

Look before you enroll.

The official Summary of Benefits & Coverage for each Cigna plan, the prescription formulary, and the Cigna provider search.

Summary of Benefits & Coverage (SBC)

Prescription formulary

Search covered medications by name or condition. Read-only reference.

Search the formulary →

Download as PDF

Find a Cigna provider

Search doctors, hospitals, and facilities in the Cigna PPO network.

Cigna provider search →
Included

Perks members actually use

$0 generic prescriptions 24/7 telehealth & teletherapy Healthcare advocacy Year-round enrollment
How it works

From hello to covered, in four steps.

Start your enrollment

Complete the secure form — it only takes a few minutes.

Confirm your options

A licensed agent reviews the Cigna PPO and dental/vision options with you.

Enroll

Join and set up payment.

Get your ID card

Start using your benefits right away.

Eligibility

Simple to qualify, open all year.

There’s no open-enrollment window — you can enroll any time. A few quick health questions determine which plans you can choose. Available in most states. A licensed agent walks you through everything.

Get covered

Enroll today.

Complete the secure form and a licensed agent will finalize your coverage.

Why professionals choose it

  • Comprehensive Cigna PPO — a real national network
  • $0 generic, brand & limited-specialty prescriptions
  • Dental and vision to round it out
  • Year-round — enroll whenever you’re ready
  • A licensed agent handles the details

Start your enrollment

It takes just a few minutes. Your information goes straight to a licensed agent who confirms your options and finalizes your coverage.

Start my enrollment →

Opens our secure enrollment form in a new tab.

Good to know

Common questions

Is this ACA / Obamacare?

No — it’s a separate, year-round program. This offering features comprehensive Cigna PPO major medical plus dental and vision.

When can I enroll?

Any time — there’s no open-enrollment window.

Do I have to answer health questions?

A few quick questions confirm your eligibility for the plans. A licensed agent walks you through it.

Who handles enrollment?

A licensed enrollment team confirms your options and completes your enrollment.